Endorsements

There will be many instances in which it will be necessary to amend or correct commitments, policies or
title guaranties. Insureds will also request special coverages which are outside the purview of normal
commitments and title policy coverages. There are a number of endorsements which are available to the
agent. There are certain endorsements that are most commonly requested (see list below). Endorsements
commonly available through Ohio Bar Title:

1. Street Assessment (ALTA 1)
2. Truth in Lending (ALTA 2)
3. Zoning Endorsement—Unimproved (ALTA 3.0)
4. Zoning Endorsement—Improved (ALTA 3.1)
5. Condominium Endorsement—Loan (ALTA 4.0)
6. Condominium Endorsement—Loan (ALTA 4.1)
7. Planned Unit Development Loan (ALTA 5.0)
8. Planned Unit Development Owners (ALTA 5.1)
9. Variable Rate Mortgage Endorsement (ALTA 6.0)
10. Variable Rate Mortgage Endorsement (ALTA 6.1)
11. Variable Rate Mortgage Endorsement—Negative Amortization (ALTA 6.2)
12. Manufactured Housing Unit Endorsement (ALTA 7)
13. Environmental Protection Lien Endorsement (ALTA 8.0)
14. Environmental Protection Lien Endorsement—Non-residential (ALTA 8.1)
15. Restrictions, Encroachments, and Mineral Endorsement (ALTA 9.0 & ALTA 9.1)
16. Restrictions, Encroachments, and Mineral, Owner’s Policy, Improved Land (ALTA 9.2)
17. Assignment of Mortgage Loan (ALTA 10)
18. Assignment and Date Down—Extension (ALTA 10.1)
19. Mortgage Modification Endorsement (ALTA 11)
20. Aggregation Endorsement (ALTA 12)
21. Leasehold—Owner’s (ALTA 13)
22. Leasehold—Loan (ALTA 13.1)
23. Future Advance—Priority (ALTA 14)
24. Future Advance—Knowledge (ALTA 14.1)
25. Future Advance—Letter of Credit (ALTA 14.2)
26. Non-imputation—Full Equity Transfer (ALTA 15)
27. Non-imputation—Additional Insured (ALTA 15.1)
28. Non-imputation—Partial Equity Transfer (ALTA 15.2)
29. Mezzanine Financing (ALTA 16)
30. Access and Entry—Direct (ALTA 17)
31. Access and Entry—Indirect (ALTA 17.1)
32. Single Tax Parcel (ALTA 18)
33. Multiple Tax Parcels (ALTA 18.1)
34. Contiguity—Multiple Tax Parcels (ALTA 19)
35. Contiguity—Single Tax Parcel (ALTA 19.1)
36. Deletion of Creditor’s Rights Exclusion
37. Creditors Rights Affirmative (ALTA 21)
38. Survey Coverage: Loan Policy
39. Survey Coverage: Owner’s Policy
40. CLTA Form 100 & other so-called “Comprehensive Endorsements”
41. Doing Business Endorsement
42. Owner’s Inflation Endorsement
43. Commercial Revolving Credit Endorsement
44. Home Equity Revolving Credit Endorsement
45. Partnership/LLC—Permitted Transfer “Fairway” Endorsement
46. First Loss Payable Endorsement
47. Last Dollar Endorsement
48. Usury Endorsement

49. Balloon Endorsement

50. Address Endorsement CLTA 116

51. Construction Loan Disbursement Endorsement

52. Gap Endorsement

53. Blank Endorsement

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